Life Needs Analysis

A calculator that helps determine the appropriate amount of coverage Life Insurance needed for your client.

Investor Profile Questionnaire

The perfect tool to use when opening a new account or reviewing an existing accounts. This questionnaire helps determine a client’s investor profile based on their goals, expectations, financial circumstances, and willingness or ability to withstand volatility.

DI Needs Analysis

A calculator that helps determine the appropriate amount of coverage Disability Illness Insurance needed for your client.

FlexSave Proposal Calculator

Use the HUB FlexSave proposal tool to show your incorporated business owners how a FlexSave account can provide them with an effective and cost efficient solution for employee benefits. This calculator allows you to generate several account options so clients can compare costs. Show your clients how they can save money over budget if all benefit allocations are not used in a given year.

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WinQuote®

Generate product comparisons for single life, joint life, combined billing and multi life from all major Canadian insurance companies.

LifeGuide®

Compare premiums and values for individual, joint first to die, joint last to die, combined billing discounts, as well as brokerage oriented cost-optimizations. HUB Advisors get a $100 annual discount on this subscription based software.

Daily GIC Rates

These rate charts showcase current GIC (Guaranteed Investment Certificate) and GIA (Guaranteed Investment Account) interest rates for issuers contracted with HUB Capital Inc. and HUB Financial Inc.

Life Design Analysis

Life Design Analysis's insurance management software is created for those who want to save time and increase sales. LDA searches and compares life insurance policies across all major providers, creating an advisor branded visual presentation that helps clients understand their options and makes their purchase decision easier.

Masterworks Professional Advisor Training

Masterworks Professional Advisor Training (MPAT) helps independent advisors establish, grow, and protect their business by providing them with new sales strategies, marketing techniques, client-facing forms and presentation material, as well as so much more. With a variety of courses, there is sure to be training that is tailored to help turn your weaknesses into strengths.

HUBs Succession Platform - FindBob

FindBob is a marketplace that helps advisors discover opportunities within network and empowers the enterprise with a transition management operating system that predicts and prevents attrition. This tool creates a smooth and consistent experience for your clients.

Referral Programs

Get exclusive access to various solutions provided by HUB Partners that supplement what you can offer through your HUB Capital and HUB Financial licensing.

White Label Digital Marketing

These social media images and customizable email templates are used to help you attract new clients and start conversations with existing clients as well. With a large library of insurance, investment, and employee benefits content, you will be sure to find material that will suit your business goals.

Assumption Life Digital Market Place

Assumption Life’s Digital Marketplace is a customizable online sales website called a Storefront, that is shared to reach more customers, and have clients submit their application quickly and easily. Advisors can create multiple Storefronts to focus on specific products and clients they would like to connect with.

NPC DataGuard

NPC (No Panic Computing) provides you with computing solutions, improved productivity, security, and support, which combine perfectly with Microsoft Office 365 to provide a more secure and complete computing experience with the added benefits of fully managed and supported devices. Protect yourself from ransomware and other cyber-attacks.

Financial Planning

Calculators to help your clients get an understanding of their overall financial picture.

Calculators include

• Cash Flow
• Mortgage Loan/Payment
• Net Worth

Investing

Calculators to forecast how your client’s money will grow and what they need to do to reach their financial goals.

Calculators include:

• Savings Growth
• Savings to Reach a Goal

Education Planning

A calculator to showcase how saving for education can help your client’s in the long run.

Calculators include:

• RESP Tax Saving

Client File Tools - Insurance

These documents and templates will simplify your ability to stay compliant as well as keep you up to date with any changes or updates your client files may require.

Advisor Disclosure

It is the advisor’s responsibility to provide a disclosure document to every client or prospect prior to the signing of an application. These resources will provide you with the correct material and approach in providing disclosure. 

Needs-Based Selling

HUB advisors are required to ensure that their recommended product or services are appropriate. The needs of the client are determined by a needs-based assessment done by the advisor and/or identified by the client’s information. These resources will help highlight that your sales practices are consistent with the requirement that your recommendations fit your client’s needs.

"Reasons Why" Letter

A “Reasons Why” letter is a summary of the client’s stated wishes, the advice provided to the client by the advisor, and a summary of why the product meets the client’s needs. These templates and samples will help you create your own letter to send to your clients. 

Anti-Money Laundering (AML) & Anti-Terrorist Financing (ATF)

Every advisor must ensure they are aware of and comply with their obligations under the AML Regulations. These resources provide you with what you need to know about Anti-Money Laundering (AML) and Anti-Terrorist Financing (ATF) in order to stay up-to-date and prepared in the event you are audited by FINTRAC.

In this competitive industry, the advantage you hold as an independent advisor is the uniqueness of your practice. HUB Capital is where independent Advisors grow their businesses and have the freedom to choose the mutual fund solutions that best suit their clients’ needs. We give you the ability to consolidate your insurance and mutual fund business under one roof allowing you to streamline your business and focus on growing it. Advisors choose HUB Capital because we provide multiple tools, resources and support that you need to succeed in achieving your goals.